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Ken Kozma
Senior Vice President and Chief Lending Officer
(314) 428-1000 ext. 3411
More information
Brian C. Buster
Vice President and Commercial Loan Officer
(636) 939-3495 ext. 3919
More information
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Matt Gerst
Vice President and Commercial Loan Officer
(314 428-1059 ext. 3470
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Eric Piercefied
Vice President and Commercial Loan Officer
(314) 428-1059 ext. 3581
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John Uthoff
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(636) 978-7404 ext. 3609
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Blake Wyatt
Vice President and Commercial Loan Officer
(636) 939-3495 ext. 3288
More information
 
Greg Jensen
Assistant Vice President and Commercial Loan Officer
(314) 428-1000 ext. 3745
More information
 

Unexpected business expenses? Need extra working capital? More buying power? It's why we're here. Our highly experienced team of commercial lenders will help you evaluate credit and financing options that are right for your business. We take pride in offering fast, personal service.

Commercial Real Estate

Designed for the business owner or investor seeking to purchase or refinance commercial real estate - business or residential.

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  • Combine a construction loan with permanent financing to build a structure that perfectly meets your needs
  • Purchase residential investment properties
  • Competitive rates
  • Loans of up to $6,000,000
  • Personal service from our experienced commercial lenders

 

Construction/Development

Designed for commercial customers or investors seeking to finance the construction and/or development phase of a commercial property to be used as a place of business, rental, or to sell upon completion. Our experienced commercial bankers will advise and help you structure the best possible financing arrangement for your project.

  • Develop vacant land into a new retail development
  • Finance pre-sold, spec, and model homes
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  • Personal service from our experienced commercial lenders

Revolving Line of Credit

Designed for the business owner seeking instant access to funds for purchases, expenses, and working capital. The line of credit is a fast, convenient, and affordable way to access the funds your business requires.

  • Provides ready cash to meet short-term funding needs such as increasing inventory, dealing with seasonal cash flow issues, or taking advantage of unexpected opportunities
  • You pay interest on the outstanding principal balance each month, and you can access your line by calling your lender
  • Competitive rates
  • Loans of up to $6,000,000
  • Personal service from our experienced commercial lenders

SBA

Designed for the business owner seeking working capital or to finance real estate or business equipment. Gain borrowing strength through a loan guaranteed by the U.S. Small Business Administration. We can also help you obtain a business loan through local loan programs offered through the St. Louis County Economic Council, the St. Charles County Economic Development Center, and other local lending agencies.

  • Personal service from our experienced commercial lenders
  • Visit the Small Business Association website to learn more about their programs and services

 

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Designed for the business owner seeking to purchase or refinance business-related assets. It features a predictable repayment schedule over a fixed period of time. We can also provide permanent working capital to keep your business on the right track for the long term. 

  • Terms up to 3-5 years
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  • Personal service from our experienced commercial lenders

Offer of credit is subject to credit approval.